Individual skill

payments

Use this skill to take money: 'set up Stripe,' 'add subscriptions,' 'payment link,' 'billing,' 'customer portal,' 'webhooks,' 'failed payments,' 'sales tax or VAT,' or 'refunds.' Starts with a payment link or invoice for the first customers, then sets up Stripe Checkout, the customer portal, and webhooks that grant access, with test and go-live checklists. Not for deciding what to charge (use pricing).

skills/payments/SKILL.md

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Repository stars (not skill ratings): 262
Repository last updated: Oct 16, 2026
License: MIT

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finance Derived category

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# Payments

Take money with the least code that works. Stripe is the default for a solo founder: hosted checkout, a hosted billing portal, and good test tools.

## Stage 1: The first customers

Use a **Stripe Payment Link** or an invoice. No billing code. The founder grants access by hand after each payment. This works for the first 10 customers and often longer. Build billing in the app when granting access by hand starts taking real time.

## Stage 2: Billing in the app

1. **Create products and prices in the Stripe Dashboard,** not in code. Reference them by price ID or lookup key.
2. **Use Stripe Checkout** (the hosted payment page). Do not build a card form.
3. **Use the Customer Portal** for card updates, plan changes, cancellations, and invoices. Do not build a billing page. Set cancellation to happen at the end of the billing period, and turn on the cancellation-reason question.
4. **Store each customer's subscription status in the database,** updated only from webhooks.