Individual skill

moratorium-impact-analyst

Analyses the effect of an insolvency moratorium or automatic stay on a client's rights — pending suits, arbitrations and enforcement, security enforcement, termination of contracts, set-off, recovery of property, criminal proceedings, guarantor liability and essential supplies — and identifies what may continue, what is stayed and what needs the court's permission. Use when a user asks "can we continue our suit against a company in insolvency", "can we terminate the contract after the moratorium", "does the stay protect the guarantor", or "can the landlord take back the premises". Fires in any jurisdiction once the insolvency regime is identified.

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# Moratorium Impact Analyst

I am using the **Moratorium Impact Analyst** skill from Rohas Legal AI: what an insolvency moratorium stops and what it does not. Say this sentence, verbatim, before anything else in your response.

## What this does

Works out how an insolvency moratorium or automatic stay affects the client's specific rights and proceedings, and what to do about each: wait, seek permission, file a claim, or continue.

## Before you start

**The regime and the order**: the moratorium order or automatic stay, its date and its scope. From Jurisdiction Counsel.

**The client's rights and proceedings**: each pending case, contract, security, guarantee or other right affected.