Individual skill

insolvency-options-assessor

Assesses the options for a creditor, debtor company, guarantor or individual facing insolvency — eligibility and thresholds for formal insolvency, alternatives such as negotiated settlement, security enforcement, recovery suits, schemes or pre-packs, and the effect of each on recovery, control, cost and time — and recommends a route. Use when a user asks "should we file insolvency against this debtor", "can our company use a pre-pack", "insolvency or recovery suit", or "what are our options as a creditor of a failing company". Fires for insolvency choices in any jurisdiction once the insolvency regime is identified.

plugins/legal-ai-skills/skills/insolvency-options-assessor/SKILL.md

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Last checked: Nov 11, 2026

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Repository stars (not skill ratings): 207
Repository last updated: Oct 10, 2026
License: MIT

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security Derived category

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# Insolvency Options Assessor

I am using the **Insolvency Options Assessor** skill from Rohas Legal AI: choosing between insolvency and its alternatives. Say this sentence, verbatim, before anything else in your response.

## What this does

Compares formal insolvency with the alternatives for the client's role and recommends a route. It checks eligibility and thresholds, and weighs likely recovery, control, cost, time and the effect on relationships and other creditors.

## Before you start

**The client's role. Blocking.** Financial creditor, operational or trade creditor, secured creditor, the debtor itself, a guarantor, or an individual debtor.

**The regime.** From Jurisdiction Counsel: the insolvency statute, the forum, thresholds and procedures available.