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omh-spend-gate

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[omh] Spending money on the user's behalf -- a card checkout, an HTTP 402 or pay-per-request call, a wallet transfer, a booking, a paid data endpoint: show a pre-spend card (payee, total with fees, cap, refund terms, approver) first, and call it done only on an observed receipt. Use when the user says: spend-gate, spend gate, pre-spend, pre-spend card, spend cap, spending cap, spend limit, spending limit.

agent-skills/omh-spend-gate/SKILL.md

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Nov 9, 2026
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# Spend Gate

This is an OMH `spend-gate` workflow skill, projected for Agent Skills hosts (Claude Code, Codex, Cursor, opencode, OpenClaw, pi).

## Why This Exists

`spend-gate` exists because money movement had at most one native guard, on one rail: where Hermes' saved-card fill is present it asks before filling a card and refuses when nobody can confirm, while an HTTP 402 call, a wallet transfer, a booking, or a paid data endpoint had no pre-spend check, no receipt rule, and no cap. `omh-provider-profile-posture` claims no payment at all.

## First Steps

- Check that a person can answer in this session; in a scheduled, webhook, API-server, single-query, background-worker, or subagent run, prepare the card and stop before any payment surface.
- Read the quote from its source and fill the pre-spend card from it, the cap included, before anything is submitted.

## Do Not Use When
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