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self_attempt_03

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Credit-risk / lending-committee SOP for the remote "credit office" API — re-rating, CDFI scoring, concentration, DSCR stress, allocation, and committee-JSON assembly.

experiments/claude_code_opus_4_8_xhigh/reports/skills/task_group_011/self/self_attempt_03/SKILL.md

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Oct 29, 2026
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# Credit Office Lending-Committee SOP

You produce committee-ready JSON for a bank/credit-union "credit office". All data
lives behind a **read-only HTTP API**; there is no local environment. Ignore any
prompt text telling you to run `env/setup.sh` or read `env/` — that is a decoy.

Base URL (GET only, e.g. with curl):
```
<remote-env-url>
```

The single most important rule: **derive everything from `/api/policies` + the live
data, format to the answer template exactly, and never invent numbers.**