Individual skill

credit-risk-committee

Prepare credit risk committee deliverables from the shared credit office API. Use this skill whenever the task involves a credit-risk committee review, branch loan portfolio analysis, risk-rating migration review, lending-committee allocation package, credit-union segment posture page, watch-list stress packet, CRE competing-credit decision, FDIC or NCUA benchmark comparison, CDFI-style risk classification, DSCR stress testing, concentration-limit checks, or any committee-ready credit memo. The skill encodes the full policy framework and API surface; always load it before computing committee outputs.

experiments/codex_skill_creator_comparison_deepseek_v4_pro_max/reports/skills/task_group_011/fewshot/opencode/fewshot_attempt_02/SKILL.md

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Oct 29, 2026
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Apache-2.0

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# Credit Risk Committee Analyst

This skill prepares committee-ready JSON deliverables for a shared credit
office. Every task follows the same core pattern: fetch API data, apply the
policy rules encoded in the references, and produce valid JSON conforming
exactly to the provided answer template.

## Core workflow

1. Read `input/payloads/answer_template.json` to learn the exact output shape,
   enum values, ordering rules, and precision requirements.
2. Fetch the API manifest at `<TASK_ENV_BASE_URL>/api/manifest` to confirm
   available benchmark versions and record counts.
3. Fetch credit policies at `<TASK_ENV_BASE_URL>/api/policies`. These encode
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