Individual skill

credit-risk-committee

Bank credit risk committee analysis using a shared credit office REST API. Use this skill whenever the user mentions credit risk committee, branch loan review, rating migration, lending committee allocation, credit union segment posture, watch-list stress testing, CRE competing decision, or any task that references a shared credit office API, FDIC benchmarks, NCUA benchmarks, bank branch metrics, or CDFI-style risk scoring. Activate for any prompt about loan portfolio reviews, committee-ready JSON outputs for bank branches, adverse-rated loan workouts, sector concentration analysis, DSCR stress testing, NPA benchmark comparisons, or risk rating regrades. Even when the user does not use the exact phrase "credit risk," if they mention branch-level loan analysis with an API base URL placeholder like <TASK_ENV_BASE_URL>, proceed with this skill.

experiments/codex_skill_creator_comparison_deepseek_v4_pro_max/reports/skills/task_group_011/fewshot/opencode/fewshot_attempt_01/SKILL.md

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Last checked
Nov 11, 2026

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121
Repository last updated
Oct 29, 2026
License
Apache-2.0

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# Credit Risk Committee Analysis

Produce committee-ready JSON work products for bank credit risk reviews using a shared credit office public REST API. The API exposes branch data, loan portfolios, pending applications, sector exposures, credit policies, and FDIC/NCUA benchmark datasets. This skill guides the agent through data gathering, credit-policy application, metric computation, stress testing, and structured JSON output.

## Core Workflow

Every credit committee task follows the same five-stage pipeline. Do not skip stages or reorder them.

1. **Parse** the task prompt and answer template
2. **Collect** all relevant data from the API
3. **Apply** credit policy rules to the data
4. **Compute** required metrics, scores, and stress results
5. **Produce** the final JSON answer matching the template exactly
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