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# Skill: Private Wealth Advisory Structured Planning Output

## Condition
Self-contained financial planning tasks that require querying a remote advisory API, resolving conflicting client sources, performing tax/estate calculations, and emitting a strict JSON object conforming to a task-specific answer template.

## 0. Pre-Flight Checklist

1. **Read `environment_access.md`** to get the exact remote API base URL. Do not start local env services, run `env/setup.sh`, or use `localhost`/`127.0.0.1`.
2. **Read `input/prompt.txt`** to identify the client, engagement type, and task ID.
3. **Read `input/payloads/request_memo.md`** to extract: planning horizon year, household specifics, and advisor priorities.
4. **Read `input/payloads/answer_template.json`** to memorize the required top-level keys, field types, enums, and ordering rules for this exact analysis type.
5. **Query the API** (`GET /api/health`, then `GET /api/clients/{client_id}`) to fetch the flat client profile.

## 1. API Usage Habits
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