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# Lending-Committee Credit-Risk Skill (task_group_011)

Executable experience for credit-risk / lending-committee committee packets built from the
shared **credit-office public REST API**. A solver sees only a task prompt + an
`answer_template.json` + this file + the live API. The tasks in this family always ask you to
pull branch / loan / application / policy / benchmark data, apply a small set of deterministic
credit rules, and emit a JSON object whose shape is fixed by the template.

This is a *method* document, not a per-task answer key. Read the section map, apply the rules,
and let the template's enums/ordering/precision drive the output.

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## 0. Environment SOP (READ FIRST)
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