Individual skill

credit-risk-committee

Credit risk committee lending workflow for a shared credit office REST API. Handles rating migration reviews, lending-committee allocations, credit-union segment postures, watch-list stress packets, and competing CRE decisions. Use when a prompt mentions a credit risk committee, lending committee, branch rating review, branch allocation package, credit-union segment posture, watch-list stress or workout, competing CRE decision, or any task that references the shared credit office API at a base URL like TASK_ENV_BASE_URL. Also use when the prompt references branch review, FDIC/NCUA benchmarks, CDFI scoring, DSCR stress, policy re-rating, sector concentration, or committee-ready JSON answers for branch_id, segment_id, or application_id comparisons.

experiments/codex_skill_creator_comparison_deepseek_v4_pro_max/reports/skills/task_group_011/fewshot/deepagents/fewshot_attempt_02/SKILL.md

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Last checked: Nov 6, 2026

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Repository stars (not skill ratings): 121
Repository last updated: Oct 29, 2026
License: Apache-2.0

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SKILL.mdcore · 20,736 bytes
references/api.mddoc · 4,427 bytes
references/policies.mddoc · 4,821 bytes
references/templates.mddoc · 6,763 bytes

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# Credit Risk Committee

## Overview

This skill covers five credit-risk committee workflows backed by a shared credit office REST API. Every workflow follows the same pattern: fetch branch/segment data, fetch policy rules, derive or recompute risk metrics from policy tables, compare against FDIC or NCUA benchmarks, and produce a committee-ready JSON answer matching a supplied answer template.

The API base URL is always provided as `TASK_ENV_BASE_URL`. The task prompt names the target (a `branch_id`, `segment_id`, or competing `application_id` pair) and supplies a JSON answer template under `input/payloads/answer_template.json`.

## API Quick Reference

| Endpoint | Purpose |
|---|---|
| `GET /api/manifest` | Environment info, benchmark versions, record counts |
| `GET /api/policies` | Credit policy rules (risk rating, CDFI, CRE scoring, stress, concentration) |