Individual skill

credit-risk-committee

Credit risk committee analysis for bank and credit union lending operations using a shared public credit office API. Supports rating migration reviews, lending-committee allocation packages, credit-union segment posture pages, watch-list stress packets with CDFI risk classes, and competing CRE decisions. Use when the user asks to prepare committee-ready credit analysis, review a branch loan portfolio with risk-rating re-derivation, allocate lending capacity across pending applications, assess a credit-union segment against NCUA benchmarks, stress-test an adverse watch list, or compare competing CRE applications. Triggers on phrases like rating migration review, lending committee, allocation package, segment posture, watch-list stress, competing CRE, FDIC benchmark, NCUA benchmark, CDFI risk class, risk rating review, credit risk committee, or when a task references a branch_id with a shared credit office API.

experiments/codex_skill_creator_comparison_deepseek_v4_pro_max/reports/skills/task_group_011/fewshot/deepagents/fewshot_attempt_03/SKILL.md

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Network or broad shell
Last checked
Nov 11, 2026

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121
Repository last updated
Oct 29, 2026
License
Apache-2.0

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# Credit Risk Committee

## Overview

Prepare committee-ready credit analysis for bank branches and credit-union
segments using a shared credit office public API. The API provides branch data,
loan portfolios, pending applications, sector exposures, credit policies, FDIC
and NCUA benchmark data, and credit-union segment details. All analysis is
driven by policy rules fetched from the API itself - never hard-code thresholds
or formulas.

## Quick Start

Always begin by loading the policy rules and confirming the target entity.
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