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experiments/claude_code_glm_5_2_max/reports/skills/task_group_011/self/self_attempt_02/SKILL.md

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# SKILL — Credit-Risk / Lending-Committee API Answering SOP

Self-evolved skill for task_group_011 credit-office evaluation. Distilled from reasoning
over 5 train tasks (Redwood rating migration, Lakeview allocation, Civic NC fire/EMS
segment posture, Summit watch-list stress, Harbor competing CRE) against the live
remote credit-office public REST API. **No gold answers were used** — this is the METHOD.

The environment is a shared remote credit office exposed only via a read-only JSON REST
API. Every task asks for a single committee-ready JSON object matching a per-task
`answer_template.json` (which doubles as the field/enum/precision contract). The job is
always: pull the right endpoints, re-derive a few quantified credit judgments from raw
loan/application/sector/benchmark fields using the **policy block**, then emit exact-shape
JSON with the right ordering, enums, and numeric precision.

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