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# Private Wealth Advisory — Structured Planning Output SOP

Use this for personal-financial-advisory engagement tasks that ask for a single JSON
object conforming to a per-task `answer_template.json`. Domain covers Roth conversion +
RMD projection, ILIT Crummey implementation, GRAT-vs-CRAT trust comparison, and integrated
estate-liquidity action planning. The advisory API serves client records plus CONFLICTING
source documents (CRM note, attorney memo, custodian export, signed profile, stale
marketing intake). You must resolve which source controls each fact before computing.

## 0. Output contract (all task types)
- Return ONLY a JSON object matching the task's `answer_template.json` required top-level
  keys. No prose, no markdown fences.
- All USD amounts are JSON numbers rounded to cents (2 decimals), e.g. `469504.00`.
- Dates are ISO `YYYY-MM-DD`.
- `task_id` = the task identifier supplied by the harness, formatted `train_NNN` /
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