Individual skill

credit-office-committee

Prepare committee-ready JSON credit-office answers from the public task API. Use for branch risk-rating migration, pending loan allocation, credit-union segment posture, adverse-rated watch-list stress, and competing CRE application decisions that must follow a supplied answer_template.json.

experiments/codex_skill_creator_comparison_gpt5_5_xhigh/reports/skills/task_group_011/fewshot/deepagents/fewshot_attempt_03/SKILL.md

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Oct 29, 2026
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Apache-2.0

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# Credit Office Committee

## Workflow

1. Read the task prompt and `input/payloads/answer_template.json`; treat the template's keys, enum values, ordering, and precision as the output contract.
2. Get the API base URL from `TASK_ENV_BASE_URL` or the prompt. Query only the public credit-office endpoints named in the environment note.
3. Fetch `/api/policies` first. Use its risk-rating thresholds, CDFI factor scores, CRE weights, stress formulas, concentration rules, and benchmark versions instead of inventing thresholds.
4. Fetch the target branch or segment records and the relevant benchmark table. Recompute all numbers from API data; do not use local cached data or example answers.
5. Return only valid JSON matching the template. Sort lists exactly as requested and round currency to 2 decimals, ratios to 4 decimals, basis points to 2 decimals, and weighted CRE scores to 1 decimal unless the template says otherwise.

## Helper Script

Use [scripts/credit_committee.py](scripts/credit_committee.py) for deterministic drafts:
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