Individual skill

credit-risk-committee

Prepare credit risk committee packets from the shared credit office API. Use when the user needs a rating migration review, lending-committee allocation, credit-union segment posture analysis, watch-list stress test, competing-CRE decision, or any branch-level risk report that pulls from the credit office API. This skill covers policy-driven risk-rating re-derivation, CDFI risk classification, DSCR stress testing, concentration and capacity enforcement, FDIC/NCUA benchmark comparisons, and committee-ready JSON output.

experiments/codex_skill_creator_comparison_deepseek_v4_pro_max/reports/skills/task_group_011/fewshot/cc/fewshot_attempt_03/SKILL.md

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Last checked: Nov 6, 2026

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Repository stars (not skill ratings): 121
Repository last updated: Oct 29, 2026
License: Apache-2.0

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SKILL.mdcore · 14,348 bytes
SKILL.mdcore · 14,348 bytes
references/policy_rules.mddoc · 7,914 bytes

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# Credit Risk Committee Packet Preparation

Use this skill whenever a user asks you to prepare a committee-ready credit risk
analysis that draws from the shared credit office API. The API is public (no
credentials) and is reached at the base URL the runner provides as
`<TASK_ENV_BASE_URL>`. Every task follows the same basic rhythm: fetch live
data, apply the credit policy rules, run any required computations, and produce
strictly shaped JSON.

## Overall workflow

1. **Fetch the manifest and policies** first. `GET /api/manifest` tells you what
   endpoints and record counts are available. `GET /api/policies` returns the
   single source of truth for all rating, scoring, stress, and