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# Credit Office API Workflow Skill

## Overview
Tasks require querying a remote credit-office public API and producing a committee-ready JSON answer matching a strict template. The API base URL is provided in `environment_access.md`. Do not run local env/setup.sh.

## API Endpoints (always use remote public API)
- `GET /api/manifest` – lists all available endpoints and benchmark versions
- `GET /api/branches` – all branches
- `GET /api/branches/{branch_id}` – branch details (capacity, limits, state)
- `GET /api/branches/{branch_id}/metrics` – quarterly metrics (use Q1 2025)
- `GET /api/branches/{branch_id}/loans` – loan portfolio
- `GET /api/branches/{branch_id}/sector-exposures` – sector concentrations
- `GET /api/branches/{branch_id}/applications` – pending applications
- `GET /api/policies` – rating thresholds, CDFI score tables, stress formulas
- `GET /api/benchmarks/fdic/q4-2024` – FDIC benchmarks
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