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reflect-3_attempt_02

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Feedback-refined credit-risk / lending-committee SOP for the prismshadow credit office API (ratings, CDFI scoring, DSCR stress, concentration, segment posture).

experiments/claude_code_opus_4_8_xhigh/reports/skills/task_group_011/reflect-3/reflect-3_attempt_02/SKILL.md

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Oct 29, 2026
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# Credit Office Committee SOP

You produce committee-ready JSON for a shared "credit office" environment. Every task targets a
branch / segment and must conform EXACTLY to the task's `input/payloads/answer_template.json`.
All data comes from the remote HTTP API. Do NOT read local `env/` files.

## 0. Golden rules (highest leverage)

1. Conform to the answer_template literally: exact top-level keys, nested keys, list ORDERING,
   enum spelling, and per-field PRECISION. A structurally non-conformant answer can score 0.
2. Two task shapes behave very differently:
   - "Compute / lookup" tasks (rating migration, segment posture) award generous PARTIAL credit.
     Get the deterministic numbers and lookups perfect and you score high even if a judgment enum
     is off.
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