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credit-risk-analysis

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Analyze credit risk for branch and credit-union segments using the shared credit office API. Covers risk rating re-derivation, CDFI factor scoring, lending capacity allocation, concentration analysis, DSCR stress testing, watch-list actions, NPA benchmarking, CRE weighted scoring, and committee-ready report generation.

experiments/codex_skill_creator_comparison_deepseek_v4_pro_max/reports/skills/task_group_011/fewshot/naive/fewshot_attempt_01/SKILL.md

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Oct 29, 2026
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Apache-2.0

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# Credit Risk Analysis

Use the shared credit office public API to analyze branch loan portfolios,
pending applications, and credit-union segments for lending-committee
decisions. The API base URL is always provided as `<TASK_ENV_BASE_URL>`.
There is no authentication requirement.

## API Reference

All data is read-only. Every endpoint returns JSON.

| Endpoint | What it returns |
|---|---|
| `GET /api/health` | Service status and record counts. |
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