Individual skill
cowork-home-inventory
Build an insurance-grade home inventory from a folder of photos and receipts -- identifies items, pulls values from receipts, estimates replacement costs, organizes by room, and outputs the documentation an insurance claim actually requires. Update mode keeps it current after new purchases.
cowork-home-inventory/SKILL.md
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- Last checked
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# Cowork Home Inventory
Build the document everyone wishes they had after the fire, flood, or break-in: a room-by-room inventory with values and proof. Input: a folder of photos (room shots, close-ups, serial-number shots) and receipts (PDF, email exports, images). Output: a structured inventory file plus a gap list of what still needs documenting.
## Workflow
1. **Process the photos.** Identify items in each image: what it is, brand/model when visible, condition, and the room (from filename, folder structure, or visual context). Read serial numbers and model plates from close-ups. Group multiple angles of the same item.
2. **Process the receipts.** Extract item, vendor, date, and price from every receipt. Match receipts to photographed items where possible -- a matched receipt upgrades an item from "estimated" to "documented."
3. **Value the inventory.** For receipt-matched items: purchase price and date. For unmatched items: estimated replacement cost (current retail for an equivalent, via web search for significant items), clearly labeled `ESTIMATE`. Never present an estimate as a documented value.
4. **Build the inventory.** Output `home-inventory.csv` (or .xlsx via the xlsx skill) -- room, item, brand/model, serial, purchase date, purchase price, replacement estimate, documentation status, photo filename(s), receipt filename -- plus `home-inventory-summary.md`: totals by room and category, the high-value items list, and overall documented vs. estimated ratio.
5. **Gap list.** What insurance will ask for that is missing: high-value items with no receipt (jewelry, electronics, instruments -- may need appraisals or serial-number photos), rooms with no coverage, items where only a wide shot exists. Rank by value at risk. Suggest the 20-minute photo walk that closes the worst gaps.
## Rules
