Individual skill
expense-audit
Audit spending to find leaks — recurring subscriptions, creep, and cuttable costs — ranked by impact. Use when asked to cut expenses, review subscriptions, find where money is going, or free up cash. Produces a categorized spend breakdown, a ranked list of cuts with dollar amounts, and the annualized savings. Educational, not regulated financial advice.
plugins/pm-money/skills/expense-audit/SKILL.md
Source commit f7c90bc09ee05dc25cf257bdb1826f2c2552c2cb
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- Matches the observed repository HEAD
- Yes
- Scanner rules are current
- Yes
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- No
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- Observed behavior
- Network or broad shell
- Last checked
- Nov 9, 2026
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Repository context
- Repository stars (not skill ratings)
- 1,540
- Repository last updated
- Nov 10, 2026
- License
- MIT
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SKILL.mdcore · 3,070 bytes
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# Expense Audit Skill
Money leaks quietly — forgotten subscriptions, lifestyle creep, small daily costs that annualize into a lot.
This skill audits someone's spending, surfaces the **leaks ranked by annual impact**, and proposes specific
cuts with dollar amounts — so they free up cash without a vague "spend less". Educational, not personalized
financial advice.
## Required Inputs
Ask for these only if they aren't already provided:
- **Spending data** — a list of expenses or transactions (paste what they have: statements, a rough list, categories + amounts).
- **Which are recurring** — subscriptions and memberships, with frequency.
- **What's off-limits** (optional) — costs they won't cut (and why), so suggestions stay realistic.