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micro-retirement-planner

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Plan a deliberate career break — 3 to 12 months off between chapters — with honest runway math, the re-entry story rehearsed before you leave, health/visa/pension admin by country flagged, and kill criteria for coming back early. Use when someone says 'I want to take 6 months off', 'micro-retirement', 'sabbatical planning', 'quit and travel', or 'can I afford a break'. Produces a runway budget, a break charter with kill criteria, and the future-interview answer written in advance.

skills/micro-retirement-planner/SKILL.md

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Nov 9, 2026

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Repository last updated
Nov 10, 2026
License
MIT

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# Micro Retirement Planner Skill

The new generation isn't waiting until 65 to be free for a while — the
mini-retirement between chapters is now a normal career move. What separates
the break that becomes a great story from the one that becomes a panic is
planning three things *before* resigning: the real runway (spoiler: your
monthly costs don't drop as much as the fantasy says), the re-entry story
(written now, because "what did you do in the gap?" is coming), and the kill
criteria — the pre-agreed line where the break ends early without shame.
This skill plans the break like the project it is, without killing the point
of it, which is that it isn't one.

## What This Skill Produces
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