Individual skill
hoa-decoder
Decode HOA covenants (CC&Rs) and the fee structure before you buy into them. Use when someone asks 'what do these HOA rules actually mean', 'decode these CC&Rs', 'is this HOA going to be a problem', or 'what should I check before buying in an HOA'. Produces a restriction decode ranked by lifestyle impact, special-assessment exposure analysis, enforcement and fine mechanics, and the exact records to request before buying.
skills/hoa-decoder/SKILL.md
Source commit e0009a385c480fb0b5687e7412df67c7c64f7cee
What was checked
- Matches the observed repository HEAD
- Yes
- Scanner rules are current
- No
- Repository scan complete
- No
- Skill scan complete
- No
- Observed behavior
- Not checked yet
- Last checked
- Nov 12, 2026
These are observations at the recorded commit, not a guarantee of safety. Review the source before running it.
Install this skill
Choose an agent in your Stack or copy a command below. Commands fetch the pinned commit and copy only this skill directory. Existing destinations are refused. Copying a command does not install anything.
An install command is unavailable: current rules, complete repository and skill scans, an eligible behavior level and a permitted license are required.
Repository context
- Repository stars (not skill ratings)
- 1,542
- Repository last updated
- Nov 11, 2026
- License
- MIT
Observed agent integration: No specific integration evidence. Standard SKILL.md installation does not imply verified compatibility.
- product-management Repository topic
- productivity Repository topic
- skills Repository topic
- claude-skills Repository topic
- agent-skills Repository topic
- chatgpt Repository topic
- claude-code Repository topic
- cursor Repository topic
- gemini Repository topic
- prompt-engineering Repository topic
- engineering Derived category
Files and excerpt
File metadata and permitted, redacted excerpts come from the recorded scan. Source links are pinned to that commit.
Browse files
SKILL.mdcore · 5,267 bytesreferences/worked-example.mddoc · 4,067 bytes
Read excerpt
# HOA Decoder Skill
Buying into an HOA means joining a tiny government with taxing power over you. This skill reads
the CC&Rs like a friend who's sat through the board meetings: which rules will change how you
live, how big the surprise bills can get, and which records to demand first.
## What This Skill Produces
- Use restrictions decoded and ranked by lifestyle impact for this buyer
- Special-assessment exposure: what the board can levy, with what vote, capped by what
- Enforcement and fine mechanics — how a violation escalates, up to liens
- Rental-restriction decode, fee-escalation questions, and the records to request
## Required Inputs