Menu

Individual skill

hk-mpf-explainer

0upvotes

Use when asked 強積金點計, 強積金幾時可以攞, 轉強積金計劃, 僱主有冇供強積金, 自願供款扣稅, eMPF 點用, or understand Hong Kong's Mandatory Provident Fund (MPF). Produces how contributions work for the person's income, checks on whether the employer contributed correctly, the withdrawal routes and their conditions, the options for moving accrued benefits, the tax-deductible voluntary contribution rules, and a fund-choice framework without recommending funds.

plugins/pm-hk-tw/skills/hk-mpf-explainer/SKILL.md

Read pinned source

Source commit f7c90bc09ee05dc25cf257bdb1826f2c2552c2cb

What was checked

Matches the observed repository HEAD
Yes
Scanner rules are current
Yes
Repository scan complete
No
Skill scan complete
No
Observed behavior
Network or broad shell
Last checked
Nov 9, 2026

These are observations at the recorded commit, not a guarantee of safety. Review the source before running it.

Install this skill

Choose an agent in your Stack or copy a command below. Commands fetch the pinned commit and copy only this skill directory. Existing destinations are refused. Copying a command does not install anything.

An install command is unavailable: current rules, complete repository and skill scans, an eligible behavior level and a permitted license are required.

Repository context

Repository stars (not skill ratings)
1,540
Repository last updated
Nov 10, 2026
License
MIT

Observed agent integration: No specific integration evidence. Standard SKILL.md installation does not imply verified compatibility.

Files and excerpt

File metadata and permitted, redacted excerpts come from the recorded scan. Source links are pinned to that commit.

Browse files
Read excerpt

# Hong Kong MPF Explainer (強積金)

Most people working in Hong Kong belong to the Mandatory Provident Fund, and most never look at it until they change jobs, retire or leave Hong Kong. Money is lost to unchecked employer errors, idle preserved accounts and high-fee funds chosen by default. This skill explains the person's MPF in plain terms, checks the contributions, and sets out their options.

Write in Traditional Chinese (Hong Kong usage) unless the person asks for English or Simplified Chinese. Contribution limits, withdrawal rules and the eMPF platform are set by the MPFA and the law; confirm current figures on the MPFA website before acting. This is information, not investment advice.

## Required Inputs

Ask for these if not provided:
- **Employment**: employee or self-employed, monthly relevant income, employer and start date
- **Accounts**: contribution account, personal accounts from earlier jobs, any tax-deductible voluntary contribution (TVC) account
- **Age**, and plans to retire early or leave Hong Kong permanently
- **Recent statements**, if the person has them
- **Question**: checking contributions, withdrawal, consolidating, choosing funds, or saving tax
Back to top