Individual skill

layoff-financial-triage

The first-72-hours money plan after a layoff — runway computed, deadlines caught, bleeding stopped, in priority order. Use when asked I just got laid off what do I do about money, build my layoff budget, how long can I last, or what needs to happen this week. Produces the runway number, the deadline list (healthcare, unemployment filing, equity exercise windows), the spending triage, and a one-week action checklist.

skills/layoff-financial-triage/SKILL.md

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# Layoff Financial Triage Skill

The first week after a layoff has three jobs: know the runway number, catch the deadlines that expire silently, and stop the optional bleeding. Grief and job-searching come after solvency. This skill runs the triage in that order — numbers first, calmly, with dates.

## What This Skill Produces

- **The runway number** — months of survival at triage spending, computed
- **The deadline list** — everything with a clock: unemployment filing, healthcare election, equity exercise windows, 401(k) loan repayment triggers
- **Spending triage** — keep / pause / cancel, with the monthly recovery totaled
- **The one-week checklist** — ordered, dated, small enough to do while stunned

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