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data-breach-response

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Respond to your data being breached — triage by what actually leaked, the freeze/rotate/monitor ladder in the right order, and the calibrated watchfulness that follows, without panic or paralysis. Use when someone asks my data was in a breach what do I do, I got a breach notification letter, my SSN/ID number leaked, or should I freeze my credit. Produces the leaked-data triage, the ordered response ladder with the do-today items, the monitoring plan, and the breach-letter decode (including what the free credit monitoring offer is and isn't).

skills/data-breach-response/SKILL.md

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Nov 10, 2026
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MIT

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# Data Breach Response Skill

The breach notification letter arrives months late, written by lawyers to minimize alarm and liability in the same paragraph — and the reader's real question is buried: *what did they get, and what do I actually do?* The answer depends entirely on the first part: a leaked password and a leaked government ID number are different emergencies with different ladders. This skill triages by what leaked, orders the response (some steps are today, most aren't), and decodes the letter itself — including the free-monitoring offer, which is worth taking and worth understanding.

## What This Skill Produces

- **The triage** — what leaked, mapped to what it enables: account takeover, financial fraud, identity theft, targeted phishing
- **The ladder** — do-today / this-week / ongoing, ordered by damage-prevented-per-minute
- **The monitoring plan** — what to watch, where, at what cadence — calibrated, not paranoid
- **The letter decode** — what the notification actually admits, and what the monitoring offer covers

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