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expense-discipline

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Submit expenses that sail through approval — the capture-at-spend habit, the policy-fluency that prevents rejections (thresholds, receipt rules, the pre-approval traps), the report assembled in minutes, and the approver-side rules for reviewing fairly and fast. Use when asked my expense reports are always late or rejected, set up my expense workflow, what does the policy actually require, or review expenses as a manager without being a receipt cop. Produces the capture habit, the policy crib, the submission routine, and the approver's rubric.

skills/expense-discipline/SKILL.md

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# Expense Discipline Skill

Expense pain is self-inflicted twice: at spend-time (the receipt not captured — [expense-sheet-design](../expense-sheet-design/SKILL.md) law: capture-at-spend or archaeology later) and at policy-time (the rejection for a threshold nobody read — the $76 dinner against a $75 limit, the missing pre-approval for the flight). The discipline is fluency plus habit: know the policy's five load-bearing rules (they fit a card), capture in fifteen seconds at spend, submit on a monthly rhythm (late reports age into un-approvable mysteries), and — the approver's half — review by rubric, fast and consistently, because slow-and-moody approval is how whole teams learn to hate the process.

## What This Skill Produces

- **The policy crib** — the five rules that matter from the actual policy: thresholds, receipt floors, pre-approval triggers, the never-covered list, deadlines
- **The capture habit** — the 15-second at-spend flow, matched to the company's tool
- **The submission routine** — monthly, from captured material, with the notes that pre-answer the approver's questions
- **The approver's rubric** — the fair-and-fast review: what gets checked, what gets waved, the same standard for everyone

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