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climate-risk-assessment

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Assess physical and transition climate risk for a site, product, or portfolio with scenario-based structure. Use when asked to run a climate risk assessment, evaluate physical or transition risk, prepare TCFD/ESRS-style climate risk analysis, or assess how climate scenarios affect an asset or business. Produces a hazard-exposure-vulnerability matrix across 2030/2040/2050 horizons and labelled scenarios, with financial-impact ranges, confidence levels, and adaptation options.

plugins/pm-climate/skills/climate-risk-assessment/SKILL.md

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Nov 11, 2026
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# Climate Risk Assessment Skill

Climate risk work goes wrong by being either vague ("weather may worsen") or falsely precise ("flood losses of $4.7M in 2043"). This skill structures an assessment as hazard × exposure × vulnerability, across explicit time horizons and named scenarios, with impact expressed as ranges plus a confidence label. It supports decision-making; it is not an engineering or actuarial study.

## What This Skill Produces

- A risk register for the asset(s): hazard × exposure × vulnerability, scored per horizon and scenario
- Physical risks (acute + chronic) and transition risks (policy, market, technology, reputation) treated separately
- Financial-impact ranges with an explicit confidence level per estimate
- Adaptation and mitigation options with rough cost/benefit direction
- A stated-assumptions register so the assessment can be challenged and updated

## Required Inputs
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