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utility-switch-advisor

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Decide whether to switch energy, broadband, or mobile providers — compare the real total cost, dodge the traps, and time it right. Use when asked should I switch energy/broadband/mobile providers, compare utility deals, is this a good energy tariff, or help me switch and save. Produces an apples-to-apples comparison (total annual cost, not headline rate), the traps to check (intro-then-jump pricing, exit fees, contract length), a switch/stay recommendation, the switching steps, and reminders to verify current prices on a comparison source.

plugins/pm-money/skills/utility-switch-advisor/SKILL.md

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Nov 11, 2026
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# Utility Switch Advisor

Providers win by making comparison hard — teaser rates that jump, bundled discounts that expire, exit fees that trap you. This compares deals on what actually matters (total yearly cost for *your* usage), surfaces the traps, and gives a clear switch-or-stay call plus the steps to do it — while reminding you that live prices must be checked on a current comparison source.

## What This Skill Produces

- **An apples-to-apples comparison** — total annual cost for your usage, not the headline per-unit rate
- **The traps checklist** — intro pricing that jumps, contract length, exit/early-termination fees, bundle discounts that expire, price-rise clauses
- **A switch/stay recommendation** — with the yearly saving and any risk
- **The switching steps** — how to switch smoothly (readings, timing, no-gap, keeping your number/service)
- **Verify reminders** — that tariffs and deals change constantly, so confirm current prices on a live comparison source before committing

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