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gift-card-recovery

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Reclaim value stuck in gift cards, store credit, and forgotten balances — check what's left, use it before it's lost, and know your rights on expiry and cash-back. Use when asked to use up a gift card, I have store credit I forgot about, do gift cards expire, or get cash for a gift card. Produces a way to find and check balances, the rules on expiry and dormancy for your region, options to use/convert/sell partial balances, guidance on cashing out small remainders where allowed, and how to avoid the common gift-card scams.

plugins/pm-money/skills/gift-card-recovery/SKILL.md

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Network or broad shell
Last checked
Nov 9, 2026

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1,540
Repository last updated
Nov 10, 2026
License
MIT

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# Gift-Card Recovery

Billions sit unspent in gift cards and store credit — forgotten in drawers and apps, slowly draining to fees or expiry. This helps you find what you're owed, understand the expiry and fee rules where you live, and actually use, convert, or (where allowed) cash out those balances before they vanish.

## What This Skill Produces

- **A find-and-check plan** — where to look for cards/credit and how to check each balance
- **The rules for your region** — expiry limits, dormancy fees, and any right to cash out small balances
- **Use-it options** — best ways to spend it, combine partials, or convert to something you'll actually use
- **Resale/convert routes** — reputable ways to trade unwanted cards for cash or other cards, with the discount to expect
- **Scam avoidance** — the gift-card scams to steer clear of (both losing value and being used as a scam payment)

## Required Inputs
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