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scam-message-decoder

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Decode a suspicious message — text, email, call transcript, or DM — against the anatomy of known scam families, with a 🔴🟡🟢 read and the safe next move. Use when someone asks is this a scam, decode this suspicious text, my 'bank' just called me, this job offer seems off, or my parent got a weird message. Produces the verdict with the specific scam-family match, the tells quoted from the message itself, the safe-verification path (never the message's own links or numbers), and the if-you-already-clicked triage.

skills/scam-message-decoder/SKILL.md

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Nov 11, 2026
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# Scam Message Decoder Skill

Every scam is a costume over the same skeleton: manufactured urgency, an unusual payment or credential request, and a channel you didn't initiate. This skill reads the actual message against the known families — phishing, smishing, the fake-fraud-alert call, job scams, romance/pig-butchering, invoice fraud, grandparent emergencies, tech-support pop-ups — quotes the tells from the text itself, and gives the one move that defeats nearly all of them: **verify through a channel you already had, never through anything the message provides.** No shame anywhere in the output; these work on smart people because they're built by professionals to.

## What This Skill Produces

- **The verdict** — 🔴 scam-pattern match / 🟡 suspicious-verify-first / 🟢 consistent-with-legitimate — with the family named
- **The tells, quoted** — each red flag pointed at the message's own words
- **The safe next move** — the independent-channel verification path, specific to the situation
- **The already-engaged triage** — clicked/paid/shared? The damage-control ladder, calm and ordered

## Required Inputs

Ask for these if not provided:
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