Individual skill

raise-vs-jump

Model staying for annual raises vs job-hopping for bigger bumps — cumulative earnings trajectories, the crossover year, and the costs the salary math hides (vesting resets, promotion paths, search risk). Use when asked should I switch jobs for more money, is job hopping worth it, model my salary if I stay vs leave, or raise versus new offer. Produces the year-by-year salary and cumulative-earnings table, the crossover year, and the not-in-the-model checklist that usually decides it.

plugins/pm-calculators/skills/raise-vs-jump/SKILL.md

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# Raise vs Jump Skill

"Job hoppers earn more" is true on salary and incomplete on everything else: equity that vests on a cliff you keep resetting, the promotion you were two quarters from, the months of search time, the reputation cost of a short-stint résumé. This skill runs the salary math properly — trajectories, not single offers — and then insists on the checklist of what the salary math can't see, because that checklist decides more of these choices than the compounding does.

## What This Skill Produces

- **The trajectory table** — year-by-year salary and cumulative earnings for both paths
- **The crossover year** — when cumulative jump-earnings pass cumulative stay-earnings
- **The gap at horizon** — final salary gap and cumulative gap, on stated assumptions
- **The not-in-the-model checklist** — scored for this user's actual situation

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