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home-contractor-quote-decoder

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Decode a home renovation or repair quote — allowances that aren't prices, exclusions that become change orders, payment schedules that shift risk, and what a comparable-bids check should cover. Use when someone asks 'is this contractor quote fair', 'decode this renovation bid', 'what should be in a contractor contract', or 'why do these three bids differ so much'. Produces a section-by-section decode, the allowance and exclusion audit, payment-schedule risk analysis, and the questions that make bids comparable.

plugins/pm-decoders/skills/home-contractor-quote-decoder/SKILL.md

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Nov 8, 2026
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MIT

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# Home Contractor Quote Decoder Skill

The most expensive number in a renovation quote is usually one that isn't there: the allowance that runs out, the exclusion that becomes a change order, the "TBD" that becomes time-and-materials. This skill decodes the quote the way a construction manager reads a bid — hunting the gaps between what's written and what the finished job requires — and turns three incomparable bids into one comparable question set. It reads documents; it doesn't judge workmanship.

## What This Skill Produces

- A section-by-section decode: scope, materials, allowances, exclusions, schedule, payment terms
- The allowance audit — every allowance vs. what that item realistically requires, flagged where it's a teaser
- The exclusion-to-change-order map: what's not in this price that the finished job will need
- Payment-schedule risk read, and the question set that makes competing bids comparable

## Required Inputs

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