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subscription-audit

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Find and rank the recurring-payment leak — every subscription annualized, sorted by real yearly cost, with the keep/cancel/downgrade pass and the where-they-hide checklist. Use when asked audit my subscriptions, how much am I spending on subscriptions, help me cancel stuff, or what recurring charges am I forgetting. Produces the annualized ranking from the script, the hidden-subscription hunt list, the keep/cancel/downgrade decisions with the cancellation friction notes, and the re-audit cadence.

skills/subscription-audit/SKILL.md

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Nov 9, 2026

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Nov 10, 2026
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MIT

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# Subscription Audit Skill

Subscriptions are priced monthly precisely so nobody computes them yearly — $15.99 is a sandwich; $191.88 is a decision. The audit is two passes: *find them all* (the hunt is the hard part — they hide across cards, app stores, PayPal, and annual charges that only surface one month a year) and *annualize and rank them*, at which point most of the leak turns out to live in the top three lines. This skill runs both passes and then the honest keep/cancel/downgrade sort — including the note that canceling is sometimes deliberately harder than subscribing, and how to do it anyway.

## What This Skill Produces

- **The annualized ranking** — every recurring charge at its true yearly cost, from the script, with per-month and per-day totals
- **The hunt checklist** — the places subscriptions hide, worked through systematically
- **The sort** — keep (used, valued) / cancel (the honest list) / downgrade (the tier nobody remembers choosing) / negotiate (the ones that discount on cancel-intent)
- **The re-audit cadence** — because the leak refills

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