Menu

Individual skill

emergency-fund

0upvotes

Size an emergency fund from essential spend and real risk factors — not a one-size 'six months' — with the funding timeline and where the money should sit. Use when asked how big should my emergency fund be, do I have enough saved, emergency fund or invest, or how many months of expenses do I need. Produces the risk-adjusted target from the script, the essential-spend worksheet, the funding plan, and the what-counts-as-an-emergency rules.

skills/emergency-fund/SKILL.md

Read pinned source

Source commit e0009a385c480fb0b5687e7412df67c7c64f7cee

What was checked

Matches the observed repository HEAD
Yes
Scanner rules are current
No
Repository scan complete
No
Skill scan complete
No
Observed behavior
Not checked yet
Last checked
Nov 12, 2026

These are observations at the recorded commit, not a guarantee of safety. Review the source before running it.

Install this skill

Choose an agent in your Stack or copy a command below. Commands fetch the pinned commit and copy only this skill directory. Existing destinations are refused. Copying a command does not install anything.

An install command is unavailable: current rules, complete repository and skill scans, an eligible behavior level and a permitted license are required.

Repository context

Repository stars (not skill ratings)
1,541
Repository last updated
Nov 11, 2026
License
MIT

Observed agent integration: No specific integration evidence. Standard SKILL.md installation does not imply verified compatibility.

Files and excerpt

File metadata and permitted, redacted excerpts come from the recorded scan. Source links are pinned to that commit.

Browse files
Read excerpt

# Emergency Fund Skill

"Six months of expenses" is a slogan wearing a decimal — the real number depends on which expenses (essential, not total) and which risks (one income or two, steady or variable, how fast the job replaces itself). This skill computes the target from those inputs, builds the funding timeline, and writes the two rule-sets that make a fund work in practice: what counts as an emergency, and when to stop adding to the fund and start investing the surplus.

## What This Skill Produces

- **The risk-adjusted target** — base 3 months of *essentials*, plus priced risk adders, from the script
- **The essential-spend worksheet** — the emergency budget, which is smaller than the current budget on purpose
- **The funding plan** — gap, monthly rate, completion date, and what pauses (not stops) contributions
- **The two rule-sets** — is-this-an-emergency, and the fund-is-full-now-what line

## Required Inputs

Ask for these if not provided:
Back to top