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dispute-letter

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Write a letter to dispute an incorrect charge, bill, or record. Use when asked to dispute a credit-card charge, contest a bill or invoice, challenge a credit-report error, or formally dispute a fee. Produces a clear dispute letter — what's being disputed, why it's wrong, the evidence, and the correction requested — in the firm, paper-trail tone these situations need.

skills/dispute-letter/SKILL.md

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Nov 10, 2026
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# Dispute Letter Skill

Disputes are won on a clear paper trail: state precisely what's wrong, attach the evidence, and request a
specific correction in writing. This skill writes that letter so it's easy for the other side to verify and
fix — and so you have a dated record if it escalates.

> **Note:** this is a drafting aid, **not legal or financial advice**. Deadlines and rights vary by
> jurisdiction and provider (e.g. billing-error and credit-reporting rules); confirm the process and time
> limits with the provider or a qualified advisor, and keep copies of everything.

## Working from a brief

Given "dispute a $90 charge I didn't authorise", **write the full letter anyway** — structure the dispute and
bracket the specifics (account/reference numbers, dates, amounts) to fill in. Note where supporting evidence
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