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elder-scam-briefing

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Protect aging parents from the scams that target them — the conversation that doesn't condescend, the family code word, the top patterns aimed at seniors, and the guardrails that help without taking over. Use when asked how do I talk to my parents about scams, my mom almost sent money to someone, set up scam protection for my dad, or what scams target the elderly. Produces the briefing conversation script (dignity-first), the household defenses, the pattern one-pager to leave behind, and the if-it-already-happened response.

plugins/pm-scam-defense/skills/elder-scam-briefing/SKILL.md

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Nov 9, 2026

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Repository last updated
Nov 10, 2026
License
MIT

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# Elder Scam Briefing Skill

Scammers target seniors with the most personal attacks in the catalog — the grandchild in fake trouble, the "Medicare representative," the romance that asks for nothing for months — and the standard family response ("Mom, never answer the phone") fails because it trades safety for dignity, so it gets quietly ignored. This skill builds the version that works: a conversation between adults ("these are professional operations targeting everyone — here's what they're running this year"), one family code word, a few structural guardrails that don't require surveillance, and a no-blame protocol for the day something slips through — because shame is the scammer's best retention tool.

## What This Skill Produces

- **The conversation script** — dignity-first framing, the ask-their-advice open, and the code-word agreement
- **The pattern one-pager** — the current senior-targeted families in plain language, printable, fridge-worthy
- **The household guardrails** — call handling, payment tripwires, and the pause-rule — protective without infantilizing
- **The response protocol** — if it already happened: the no-blame script + the damage-control ladder

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