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digital-legacy-planner

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Plan what happens to your digital life — the account inventory, the access plan that doesn't violate terms or law, platform legacy settings, and the memorialize/delete/preserve decisions, written down while it's easy. Use when asked what happens to my accounts when I die, set up a digital legacy plan, help an executor deal with online accounts, or how does my family get into my stuff. Produces the tiered inventory, the legal-access setup (password-manager emergency access + platform legacy tools), the wishes document, and the executor's digital checklist.

plugins/pm-estate/skills/digital-legacy-planner/SKILL.md

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Nov 10, 2026
License
MIT

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# Digital Legacy Planner Skill

Everyone now dies twice — once in the world and once across forty accounts, and the second death is unplanned in almost every family. The photos are in a cloud account nobody can enter, the subscriptions keep billing, and the email that could reset everything is locked behind the very 2FA that made it safe. This skill plans it while it's easy: inventory by importance, *legitimate* access routes (platform legacy tools and password-manager emergency access — not "here's my password on a sticky note," which is both fragile and often violates terms or law), and the wishes written where they'll be found.

## What This Skill Produces

- **The tiered inventory** — accounts by consequence: the keys (email, phone, password manager), the money, the memories, the long tail
- **The access plan** — platform legacy settings + password-manager emergency access, configured; the sticky-note anti-pattern replaced
- **The wishes document** — memorialize / delete / preserve / hand-to, per account-that-matters, plus the message-to-family
- **The executor's digital checklist** — for the other direction: someone died, here's the order of operations

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