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lower-my-bill

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Negotiate a recurring bill down — internet, phone, insurance, cable, gym — with a ready-to-read script, the competitor leverage that actually moves the price, and exactly what to say when they say no. Use when asked to lower my bill, negotiate my internet/phone bill, my provider raised my price, or how do I get a discount on [service]. Produces a call-or-chat script in your words, the specific leverage for your situation, a fallback ladder (discount → downgrade → cancel lever), and a note of what to write down so the promised deal actually sticks.

plugins/pm-money/skills/lower-my-bill/SKILL.md

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Nov 9, 2026

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Nov 10, 2026
License
MIT

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# Lower My Bill

Providers bank on you not calling. The loyal customer on the old plan quietly pays the "just renewed at full price" tax while new customers get the deal. This turns that around: a short, confident script you can read almost verbatim, the one or two pieces of leverage that actually shift the number for *your* situation, and a plan for the moment they say "that's the best I can do" — because the first no is rarely the last word.

It's not a scam or a threat. It's asking, with leverage, the way the pricing is designed to be asked.

## What This Skill Produces

- **A ready-to-read script** — an opener, the ask, and the exact lines to use, in plain language you'd actually say (call *or* chat)
- **Your specific leverage** — the competitor offer, the loyalty length, the price jump, or the retention-desk path that fits your case
- **The fallback ladder** — if full discount fails: partial discount → downgrade to a cheaper equivalent → the "cancel/transfer" lever (retention desk) → walk-away math
- **The make-it-stick note** — what to write down (name, date, promised price, how long, confirmation number) so the deal doesn't evaporate next bill

## Required Inputs
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