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moving-company-estimate-decoder

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Decode a moving company estimate — binding vs non-binding, the weight and cubic-feet games, valuation vs insurance, and the red flags that precede hostage-load stories. Use when someone asks 'is this moving quote legit', 'decode my moving estimate', 'binding vs non-binding estimate', or 'how do I avoid moving scams'. Produces an estimate-type decode with what-you'll-actually-pay scenarios, ranked red flags, the valuation decode, and the questions that separate real movers from brokers.

plugins/pm-decoders/skills/moving-company-estimate-decoder/SKILL.md

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Nov 10, 2026
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# Moving Company Estimate Decoder Skill

The moving industry has a specialty: quotes that grow between signing and delivery, enforced by the fact that they have your stuff. The whole game is in three distinctions most customers never learn — binding vs. non-binding estimates, mover vs. broker, and "valuation" vs. insurance. This skill decodes the estimate against those three, prices the realistic worst case, and flags the patterns (lowball-then-reweigh, cubic-feet pricing, big deposits) that show up in every hostage-load story.

## What This Skill Produces

- The estimate-type decode: binding / binding-not-to-exceed / non-binding — and what each means for the final bill
- The realistic-total scenarios: quoted vs. likely vs. worst-case, with the mechanisms that move the number
- Ranked red flags against the known-scam patterns
- The valuation decode (that "$0.60 per pound" line, explained on their actual goods) and the verification checklist

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