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identity-theft-recovery

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Take back control after identity theft — the right first moves, in the right order, so you contain the damage and rebuild. Use when asked what to do about identity theft, someone stole my identity, my details are being used fraudulently, or help me recover from fraud. Produces an immediate-actions checklist (freeze, report, secure), an evidence and reporting plan for the right authorities and institutions, a dispute path for fraudulent accounts/charges, and an ongoing-monitoring setup — flagging where to use official channels and when to involve police/regulators.

skills/identity-theft-recovery/SKILL.md

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Repository last updated
Nov 10, 2026
License
MIT

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# Identity Theft Recovery

Identity theft feels chaotic, but recovery is a sequence: stop new damage, prove it happened, dispute what's fraudulent, and lock things down so it can't recur. This lays out those steps in order — what to do in the first hours, who to report to, and how to dispute fraudulent accounts — so you act decisively instead of panicking.

## What This Skill Produces

- **The immediate actions** — freeze/lock credit, change passwords, contact affected institutions, in priority order
- **The reporting plan** — the official identity-theft report and the right authorities/agencies for your country, plus a report to police where relevant
- **The evidence log** — what to record (dates, names, reference numbers, letters) to support disputes
- **The dispute path** — how to challenge fraudulent accounts, charges, and records, and get them removed
- **Ongoing protection** — credit monitoring, fraud alerts, and account hardening so it doesn't recur
- **Escalation flags** — when to involve police, regulators, or a specialist, using official channels only

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