Menu

Individual skill

hourly-rate-time

0upvotes

当用户纠结时间分配、问「这个琐事/外包值不值」「怎么安排时间」「离财务自由还差什么」时调用。 核心理念: 给时间定一个高得离谱的时薪, 低于时薪的事外包或不做; 退休=不为想象中的明天牺牲今天; 不随收入升级生活方式。 不适用于: 需要享受慢节奏的时刻（休息/家庭时间按定义不是浪费）。 Triggers: 时薪/时间管理/外包/琐事/排队/财务自由/退休/hourly rate/delegate

dist/naval-almanack-pack/hourly-rate-time/SKILL.md

Read pinned source

Source commit a28de55ba881b9928956a55048f743f7a9e3b23e

What was checked

Matches the observed repository HEAD
Yes
Scanner rules are current
Yes
Repository scan complete
No
Skill scan complete
Yes
Observed behavior
Instructions only
Last checked
Nov 9, 2026

These are observations at the recorded commit, not a guarantee of safety. Review the source before running it.

Install this skill

Choose an agent in your Stack or copy a command below. Commands fetch the pinned commit and copy only this skill directory. Existing destinations are refused. Copying a command does not install anything.

An install command is unavailable: current rules, complete repository and skill scans, an eligible behavior level and a permitted license are required.

Repository context

Repository stars (not skill ratings)
12,674
Repository last updated
Oct 2, 2026
License
MIT

Observed agent integration: No specific integration evidence. Standard SKILL.md installation does not imply verified compatibility.

Declared tags are partial or unavailable.

Files and excerpt

File metadata and permitted, redacted excerpts come from the recorded scan. Source links are pinned to that commit.

Browse files
Read excerpt
<!-- capability_id: cap.naval.hourly-rate-time | revision: 1 | status: active -->
<!-- 来源: books/naval-almanack-skill/hourly-rate-time/SKILL.md（正文逐字保留） -->

# 时薪与时间资产

## R — 原文 (Reading)

> 为自己设定一个非常高的时薪期望值，并坚持下去。它应该看起来和感觉上都是高得离谱的。……退休就是不用再为想象中的明天而牺牲今天。当今天完成了，本身就完成了，你就退休了。
>
> — 纳瓦尔·拉维坎特, 《纳瓦尔宝典》 第一章·财富

## I — 方法论骨架 (Interpretation)

把「时间」当作人生唯一不可再生的资产来定价：
① **设定个人时薪**——高得离谱（作者没钱时也按 5000 美元/小时），它是自我价值声明；
Back to top