Individual skill

debt-strategist

Strategic debt payoff planning using proven methods including the debt snowball, avalanche method, consolidation analysis, balance transfer evaluation, and specialized strategies for student loans and mortgages. Calculates payoff timelines and total interest costs. Use when the user asks about debt strategist, or needs help with strategic debt payoff planning using proven methods including the debt snowball, avalanche method, consolidation analysis, balance transfer evaluation, and specialized strategies for student loans and mortgages. Do NOT use when the request requires professional financial advice or falls outside the scope of debt strategist.

src/process/resources/skills-library/bodies/skills/personal-finance/debt-strategist/SKILL.md

Source commit 4c030c7b01c241df7b6e3535635a970f10d781af

What was checked

Matches the observed repository HEAD

Yes

Scanner rules are current

Yes

Repository scan complete

No

Skill scan complete

Yes

Observed behavior

Instructions only

Last checked

Nov 10, 2026

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