Individual skill

savings-goals-tracker

Maps multiple savings goals (vacation, down payment, education, large purchase) against available monthly surplus, prioritizes competing goals, and creates a funded allocation plan with timelines for each goal. Produces a savings tracker with monthly contribution amounts and milestone dates. Use when the user has multiple savings goals and needs to decide how to split available funds across them. Do NOT use for emergency fund planning (use emergency-fund-planner), investment allocation, or retirement planning.

src/process/resources/skills-library/bodies/skills/personal-finance/savings-goals-tracker/SKILL.md

Source commit 4c030c7b01c241df7b6e3535635a970f10d781af

What was checked

Matches the observed repository HEAD

Yes

Scanner rules are current

Yes

Repository scan complete

No

Skill scan complete

Yes

Observed behavior

Instructions only

Last checked

Nov 10, 2026

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