Individual skill

loan-comparison

Compares 2-4 loan options by computing total cost of borrowing (principal plus total interest), monthly payment, effective APR, and total amount repaid for each. Produces a side-by-side comparison matrix so the user can evaluate loan offers on equal terms. Use when the user is comparing loan offers, evaluating financing options, or wants to understand the true cost of borrowing for different loan terms or rates. Do NOT use for debt consolidation analysis (use debt-consolidation-analysis), credit score interpretation, or investment comparison.

src/process/resources/skills-library/bodies/skills/personal-finance/loan-comparison/SKILL.md

Source commit 4c030c7b01c241df7b6e3535635a970f10d781af

What was checked

Matches the observed repository HEAD

Yes

Scanner rules are current

Yes

Repository scan complete

No

Skill scan complete

Yes

Observed behavior

Instructions only

Last checked

Nov 10, 2026

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