Individual skill

car-buying-analysis

Evaluates buying vs. leasing vs. financing a vehicle by computing total cost of ownership for each option. Factors in depreciation, insurance, maintenance, fuel, opportunity cost, and financing charges. Produces a side-by-side comparison using numbers the user provides from their actual options. Use when the user asks about buying vs. leasing a car, wants to calculate the true cost of vehicle ownership, or is comparing car financing options. Do NOT use for general major purchase decisions (use major-purchase-decision), comparing insurance policies (use insurance-comparison), or loan comparison math (use loan-comparison from financial literacy skills).

src/process/resources/skills-library/bodies/skills/personal-finance/car-buying-analysis/SKILL.md

Source commit 4c030c7b01c241df7b6e3535635a970f10d781af

What was checked

Matches the observed repository HEAD

Yes

Scanner rules are current

No

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Skill scan complete

Yes

Observed behavior

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Last checked

Nov 4, 2026

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