Individual skill
closing-costs
Calculates itemized state-specific closing costs for mortgage refinance transactions across 10 licensed states, with product-specific fees for Conventional, FHA, FHA Streamline, VA IRRRL, and VA Cash-Out.
plugins/mortgage/skills/closing-costs/SKILL.md
Source commit 82ce2112b080810c6b72939201d6a53876116e12
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- Last checked
- Nov 9, 2026
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- Repository last updated
- Nov 9, 2026
- License
- MIT
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SKILL.mdcore · 2,027 bytes
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# Closing Costs
Provides itemized estimated closing costs for refinance transactions with state-specific fee schedules, product-specific calculations, and compliance-required disclosures.
## When to Use This Skill
- Calculating closing costs for a refinance quote
- Presenting fee breakdowns to borrowers
- Determining FHA UFMIP refund netting for Streamline refinances
- Calculating VA funding fees with disability exemption handling
## What This Skill Does
1. Calculates Section A (lender fees), Section B (third-party fees), Section C (title/settlement), and Section E (recording/taxes)