Individual skill

trip-calculator

Cash vs points trip cost comparison. Factors in transfer ratios, taxes, fees, CPP valuations, and opportunity cost to recommend the best redemption strategy for flights and hotels.

plugins/travel-hacking-toolkit/skills/trip-calculator/SKILL.md

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# Trip Cost Calculator

"Should I pay cash or use points?" answered with math.

Compares the true cost of booking with cash versus each available points currency, accounting for transfer ratios, taxes/fees, and the opportunity cost of burning your points.

**No API key needed.** Uses local JSON data files plus flight/hotel search results.

## Data Files

| File | Purpose |
|------|---------|
| `data/points-valuations.json` | CPP valuations per program (floor/ceiling) |
| `data/transfer-partners.json` | Credit card → loyalty program transfer ratios |