Individual skill

transfer-partners

Credit card to loyalty program transfer ratios. Cross-references seats.aero award prices with transfer ratios to find the cheapest path from UR, MR, TYP, Capital One, or Bilt to any mileage program.

plugins/travel-hacking-toolkit/skills/transfer-partners/SKILL.md

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# Transfer Partner Optimizer

Given award flight prices (from seats.aero or manual input) and your transferable point balances, find the cheapest path to book.

**No API key needed.** Uses local JSON data files.

## Data Files

| File | Purpose |
|------|---------|
| `data/transfer-partners.json` | Credit card → loyalty program transfer ratios |
| `data/points-valuations.json` | CPP valuations per program (floor/ceiling from TPG, UP, OMAAT, VFTW) |
| `data/partner-awards.json` | Which programs can book which airlines |