Individual skill
plaid-fintech
Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices. Use when: plaid, bank account linking, bank connection, ach, account aggregation.
skills-imported/plaid-fintech/SKILL.md
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- Last checked
- Nov 11, 2026
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- Oct 10, 2026
- License
- MIT
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# Plaid Fintech
## Patterns
### Link Token Creation and Exchange
Create a link_token for Plaid Link, exchange public_token for access_token.
Link tokens are short-lived, one-time use. Access tokens don't expire but
may need updating when users change passwords.
### Transactions Sync
Use /transactions/sync for incremental transaction updates. More efficient