Individual skill

budget-checkin

Run a monthly money check-in with an AI assistant: categorize spending, spot leaks, set one savings target, and view it through the 50/30/20 lens — judgment-free. Use once a month to stay aware of where your money goes. General educational information, not financial advice.

skills/budget-checkin/SKILL.md

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Repository stars (not skill ratings): 54
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License: MIT

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# Budget Check-in

## Overview

A monthly money check-in is a 30-minute conversation with yourself, mediated by your assistant. No
spreadsheets to build, no guilt trips — just a regular look at where your money went last month and
one small decision about next month. The ritual matters more than the math: people who check monthly
almost always spend more intentionally than people who never look.

This skill gives you a repeatable monthly routine. You'll bring your spending data (however rough),
the assistant helps you categorize it, spot patterns, and set a single savings target. It's
deliberately gentle: the point is awareness, not austerity. One check-in won't change your finances.
Twelve will.